Guarding Holdings Limited (GHL) has advised that Guardian Life of the Caribbean (GLOC) and Guardian General Insurance Limited (GGIL) have been affirmed with the financial strength rating (FSR) of `A-"(Excellent) and issuer credit rating (ICR) of `a-` for 2012. GHL, the publicly traded holding company for both GLOC and GGIL, was also affirmed the ICR of `bbb-`. The outlook of all rating has been determined as stable.